📄 1. Terms and Conditions

Effective Date: [Insert Date]

Welcome to Beonbitt.in. By using our platform, you agree to abide by the following terms:

• You must be at least 18 years old to register or use our services.
• You are solely responsible for maintaining the confidentiality and security of your account credentials.
• All investments involve risk. Earnings and growth projections shown on the platform are estimations, not guarantees.
• You may not use the platform for illegal, fraudulent, or abusive activities.
• Your account may be suspended or terminated for violating any of these terms without prior notice.

View Full Terms & Conditions

🔒 2. Privacy Policy

Effective Date: [Insert Date]

• Data Collected: Name, Email, Wallet Address, IP Address, Device Info
• Usage: To provide secure and personalized services, prevent fraud, and comply with regulations
• Storage: Your data is stored using encryption and strict access controls
• Your Rights: You may request to access, update, or delete your personal data at any time
• We do not sell or share your personal data with third-party marketers

View Full Privacy Policy

⚠️ 3. Risk Disclosure

Investing in digital assets such as USDT involves significant financial risk. Please review the following:

• You may lose part or all of your invested capital
• Past performance is not indicative of future results
• Make sure you understand the product before investing
• Consult a certified financial advisor before making decisions

View Full Risk Disclosure

🔁 4. Refund Policy

• All transactions are final and non-refundable
• Refunds are only possible if a transaction fails and no credit was received, or if a system error is proven
• Refunds are not applicable for earnings, bonuses, or voluntary deposits
• Refund requests must be submitted within 7 days of the transaction

View Full Refund Policy

🛡️ 5. AML & KYC Policy

• To comply with law, users must complete full KYC (government ID & address proof)
• Suspicious transactions will be monitored and reported as per AML laws
• Accounts may be frozen during verification or investigation
• All data is securely stored and handled by authorized staff only

View Full AML/KYC Policy

💰 6. Withdrawals & Wallet Rules

🔐 KYC Requirements

• Can I withdraw without completing KYC?
  No. Full KYC is mandatory before any withdrawals can be made. This helps ensure regulatory compliance and user safety.
• Is there a minimum balance required without KYC?
  Yes, users without completed KYC must maintain a minimum of 20 USDT in their wallet. Failure to maintain this may restrict platform access.
• What happens if I don’t maintain 20 USDT before KYC?
  Your account features may be limited until your wallet balance meets this requirement or KYC is completed.
• Can I refer others before completing KYC?
  Yes, but referral bonuses and income withdrawal will be locked until KYC is verified.
• Is there a deadline to complete KYC?
  There's no fixed deadline, but your withdrawal and bonus access will remain locked until KYC is done.
• Is KYC free?
  Yes, the KYC process is completely free of charge.

👥 Referral-Based Withdrawal Rules

• Do I need to refer others to withdraw?
  Yes. After completing 2 successful investment cycles, you must refer at least 3 active users (who sign up using your referral code and invest) to become eligible for withdrawals.
• What if a referred user doesn’t invest?
  Only users who invest after registering with your referral code are considered valid referrals.
• How is a “successful investment” defined?
  A successful investment is one where you:
  • Invest in a plan,
  • The plan duration completes,
  • You receive the promised returns.
  You must complete 2 such cycles before referral requirements apply to withdrawals.

🚫 Other Withdrawal Restrictions

• Withdrawals will be enabled only after 72 hours of completing full KYC.
• Deposited funds must be invested before withdrawal – raw deposits are not withdrawable directly.
• Users may only withdraw after completing any pending mandatory tasks assigned on the dashboard.
• 5 USDT will be auto-deducted after any direct chat support session.
• Accounts inactive for more than 45 days may be frozen or blocked automatically.
• Bonuses, referral income, and wallet earnings are withdrawable only after meeting all KYC, referral, and investment conditions.

📄 Required Documents for KYC

• Government-issued ID (e.g., Aadhaar, Passport, PAN)
• Live selfie photo for identity verification
• Proof of address (if requested)

⚠️ Violation Penalties

• Account suspension for policy violations
• Loss of referral privileges or bonus deductions
• Permanent ban for fraudulent activity

⚙️ 7. Platform Usage Rules

• Each person can only register one account
• Use of bots, automation, or fake referrals is strictly prohibited
• Platform activity must comply with the laws of your local jurisdiction

📊 8. Fund Adjustments & Admin Rights

• Our team may adjust wallet balances in cases of error, fraud, or misuse
• Our team can deduct bonuses or apply manual corrections as necessary
• Our team can deduct bonuses or daily income may be reduced due to not completing tasks

🔄 9. Changes to These Terms

• We may update these Terms at any time
• Users will be notified on the dashboard or by email
• Continued use of the platform means acceptance of the updated terms

📬 10. Contact and Support

For questions, concerns, or support, use the Help & Support section in your dashboard.